Boat recovery gets more complex with Sandy damage

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Although boat owners are always responsible for recovering their vessels from the property of others, it gets more complicated if the vessel has inflicted damage, as many did during Hurricane Sandy.

There seems to be much confusion surrounding the topic because it’s not usually a problem, but BoatUS spokesman Scott Croft told The Daily Record in New Jersey that the removal of a boat is always the owner’s responsibility.

Eric Stenson, a spokesman for the New Jersey Manufacturers Insurance Co., which does not provide watercraft coverage, said the answer varies. If the boat is in someone else’s yard and hasn’t touched the house, it’s the sole responsibility of the boat owner.

It gets more complicated if a boat hits a home. If it is brought into a house by Sandy’s storm surge, it’s excluded from homeowners’ insurance policies. They must have flood coverage to receive money to help mitigate the cost.

If it’s brought into the home by wind, the homeowner’s policy does apply. Either way, he recommends contacting the boat owner, whose insurance policy could provide assistance.

Croft also said property owners should try to contact the vessel’s owner. Boat owners with insurance should contact their agents to figure out a removal plan to avoid inflicting damage to private property.

Property owners typically can track down the owner of a boat by finding the identification number on the hull and contacting the state Motor Vehicle Commission or by going to the Coast Guard’s website at http://cgmix.uscg.mil/PSIX/PSIXSearch.aspx.

Click here for the full report.

Comments

One comment on “Boat recovery gets more complex with Sandy damage

  1. Kathy Wagner

    Hi, I have a boat in my backyard. It lies between the house and the bulkhead. We have contacted the owner and he stated he will get the boat out of our yard. With multiple attempts, the boat is still in our yard. He has lied about hiring someone to get the boat off our property; a crane came and when contacting his credit card company, it did not go through. He has no boat insurance. Do we have to pay $4,000 to have the boat taken away by crane? What can be do?

    Kathy

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