Total Dollar adds to center-console coverage


Total Dollar Yacht Insurance expanded its product line under the Full Throttle Insurance Program to include multi-engine center consoles. The product is available in all states and will be able to accommodate engine configurations as large as five outboards.

The coverage will be written with both State National Insurance Co. and National Specialty Insurance Co., which are A-rated by the A.M. Best Co. and conduct business on an admitted basis in all 50 states with broad navigations, including the Bahamas.

The highlights of the program are hull values to $1 million and primary liability available to as much as $1 million. Total Dollar has additional products to provide liability limits of as much as $5 million. Windstorm coverage is available in Florida and the Gulf Coast and is written on an agreed value form; also provided are medical payments, uninsured boaters, personal effects and towing and emergency services.

The policy requires the vessel to be equipped with a fully functional GPS tracking device to help deter theft, which has been a problem on this class of boat. Vessels that are moored or stored in catastrophe-exposed areas of the country will require a storm plan to be filed, and approved, with the insurance company.

“We are excited to expand our Full Throttle Insurance Program into the high-end center console market, as we understand better than anybody that this market sits in between the normal yacht insurance market and the present performance boat insurance market,” Total Dollar Yacht Insurance vice president Arthur H. Buhr III said in a statement.

“Our goal is to bring an affordable and comprehensive product from a coverage standpoint to what we feel is one of the largest growing sectors of the marine industry, which until now was one of the most under-served from a recreational marine insurance standpoint.”

Click here for the full release.


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